A loan specifically Designed for Farmers. Cultivate provides short to medium term loan opportunities built specifically around the growing needs of our farming members.
There are no hidden fees or transaction charges.
Our special Cultivate loan rate is
6.55% (APR 6.75%). APR stands for Annual Percentage Rate
Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty.
Easy loan process with quick decisions..
When you take out a loan with us, you help us give back to support a variety of community activities – from local schools, local charities, community groups and sports clubs.
∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.
Your loan details have been captured and will be submitted with your enquiry.
WARNING:IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Existing members can come in to any of our offices, call us on 053 9233 835 or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.
Minimum Loan €1,000
Maximum Loan €75,000
Minimum Term 1 year
Maximum Term 10 years
Unsecured loan
Invest in new or second hand machinery
Upgrade your buildings and facilities
Purchase additional livestock
Obtain working capital
Increase cashflow
Other Projects will be considered
Free Loan Protection Insurance, if the borrower dies the loan is cleared – subject to age & health restrictions.
Choice of repayment options to suit your circumstances.
Interest is charged on the reducing balance of the loan.
No penalty charges for early repayment.
No hidden fees or set up costs.
No upfront repayments.
No transaction charges.
Please note: When applying for a Cultivate loan, one of our lending officers will take you through the application. Please call 053 9233 835.
When processing a loan application we use credit agencies for credit reporting purposes, please check out
The Central Credit Register.
