There are no hidden fees or transaction charges.
Our special Green loan interest rate is one of the lowest rates we have ever had
5.25% (APR 5.4%). APR stands for Annual Percentage Rate
Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty.
You can borrow at a reasonable rate of credit compared to other financial providers.
When you take out a loan with us, you help us give back to support a variety of community activities – from local schools, local charities, community groups and sports clubs.
∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.
Your loan details have been captured and will be submitted with your enquiry.
WARNING:IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Existing members can come in to any of our offices, call us on
053 9233 835, email loans@enniscorthycu.ie or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.
If your account has been dormant or we don’t have up to date information, we may also require confirmation of address (not more than 6 months old) e.g. utility bill and/or proof of PPS number e.g. revenue documentation. Find out more about acceptable documentation.
Minimum Loan €2,000
Maximum Loan €50,000
Maximum Term 10 years (Home Improvement)
Maximum Term 5 years (Car)
Proof of the work being done, vehicle being purchased required.
50% of the qualifying work must improve the energy efficiency of the home, quotes will be required for this.
Insulation
High Performance Glazing
Solar Panels
Switching to renewable energy
Heat pumps
Other Green Projects will be considered
New or second-hand hybrid car
New or second-hand electric car
Purchase and installation of an electric vehicle home charger unit.
Please note: When applying for your first loan with us you will need to speak directly with one of our loans officers. Please call 053 9233 835.
When processing a loan application we use credit agencies for credit reporting purposes, please check out
The Central Credit Register.
