Find out about our Student Current Account

Student Current Account

Our Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, mobile functionality, and best of all, there’s free day-to-day banking for Students!

You also get access to Priceless® Cities, a program available exclusively to Mastercard cardholders which provides access to unforgettable experiences in the cities where you live and travel. To find out more, visit priceless.com.

Our student current account is from 12 years until 17 (Youth Card) and 18+ years once the member is engaged in full time education.

Debit Card

Get a Current Account Debit Mastercard® for shopping online and instore.

Globally Accepted Mastercard® Debit Card

Accepted globally at millions of locations, wherever you find the Mastercard® acceptance mark.

Apple Pay & Google Pay

Use your card on Apple Pay, Google Pay, Google Wallet and to top up on Revolut. (16s+, T&Cs apply)

No Maintenance or Transaction Fees

For as long as you are studying, currency conversion fees and government stamp duty will apply.

24/7 Support for Lost/Stolen Debit Cards

Notify your Credit Union or call +353 (1) 6933333 immediately.

Enniscorthy CU App

Full online access, so you can transfer money in and out of your account through the app.

How to apply

How To Apply


Members can apply for a Current Account online (Age 16+). If you're not a member, join us today (Age 16+) then apply. Up-to-date ID & proof of address required. For Applicants aged 12-15, accounts must be opened in office, with parental consent.

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Find out more

All you need to know about Current Account is available here https://currentaccount.ie/

To read a full copy of the Terms & Conditions click here.

 

As you would expect from your credit union, Current Account has simple and transparent pricing. A low monthly fee of €4.00 applies and that covers unlimited Euro point of sale and contactless transactions, unlimited mobile and online banking and unlimited standing orders and direct debit processing and up to five Euro ATM withdrawals per month. Full details of fees and charges are available here.

 

The list of Terms and Conditions for using Digital Wallets can be found here 

 

Currency Conversion Calculator

When you use your Debit Card for purchases in foreign currency or ATM withdrawals in foreign currency, these transaction will attract additional fees and charges that are charged to your Current Account as they occur, typically on the date the transaction is posted to your Current Account.

Mastercard foreign exchange rates will also apply and are subject to change.

This currency conversion calculator allows you to see the foreign exchange rates set by Mastercard to convert from the transaction currency as well as the European Central Bank's euro foreign exchange reference rates for the EEA country currencies and the fees and charges that apply.

Check out our Currency Conversion Calculator 

With Card payments being one of the safest and most convenient ways to pay for goods and services many stores do not even touch your card and get you to enter it in to the payment terminal yourself since the introduction of Chip & PIN. There are always situations where this is not the case and it is important that at a minimum you always keep the card within your sight.

Your Debit Card details can be used fraudulently even when the card itself is safely in your care, so it is vital to check your statements regularly. If you identify purchases that you didn’t make, you must report them immediately to your Credit Union or Credit Union Card Services team on +353 (1) 693 3333 available 24/7.

Your Debit Card details can be used fraudulently even when the card itself is safely in your care, so it is vital to check your current account statements regularly. Click here for a list of handy guidelines.

Check out or Fraud Awareness Brochure here 

Important Information
To apply for a Current Account and Debit Card you are required to be a member of your credit union and be aged 12 years or older. Terms and conditions apply.
Overdrafts may be available to Current Account holders who are aged 18 years or older. Lending criteria and terms and conditions apply.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.
Google, Android, Google Pay and Google Wallet are trademarks of Google LLC.

Apple, the Apple logo, Apple Pay, Apple Watch, Mac, MacBook Pro, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

If you would like more information please contact Enniscorthy Credit Union today.

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