This special reduced rate is for members taking on a large home improvement project. You can use our personal loan calculator below to find your ideal payment plan and loan term.

Estimate your loan repayments

Loan Calculator

Select Loan Purpose:
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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Credit card statement (if applicable)
  • Mortgage statement (if applicable)
2

Proof of Income

  • Employed - 2 recent payslips
  • Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
  • Social Welfare - 2 recent payment receipts
  • Retired - Proof of all pensions
3

Identification

  • Photo ID - Drivers Licence/Passport
  • Proof of Address - Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN - Medical Card, Payslip, Employment Detail Summary (EDS)
Lending criteria

Purpose of Loan

  • Purpose must be for a large project on the home e.g. garage, extension, landscaping, etc. Terms & Conditions Apply.

Minimum & Maximum Amount

  • Minimum gross loan - €15,000
    Maximum gross loan - €75,000

Free Loan Protection*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing members can come into any of our offices, call us on 0539233835 or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.

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Please note: When applying for your first loan with us you will need to speak directly with one of our loan officers.
Please call 0539233835.

When processing a loan application we use credit agencies for credit reporting purposes, please check out The Central Credit Register.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

If you would like more information on applying for a loan with Enniscorthy Credit Union, please contact us today.

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