Find out how to join Enniscorthy Credit Union

Becoming a Member

Enniscorthy Credit Union offers an outstanding one-to-one service and fantastic loan rates to our members. We offer our members the chance to take control of their own finances by making their own savings work for them. Like all credit unions, we are owned by our members – the people who save & borrow with us. By saving and borrowing with us, you have knowledge that your savings are being used to provide loans to your fellow members!

While we do offer incredible online services, you can always speak to a member of staff Monday to Saturday in our offices or by calling 053 9233 835.

If you’re not a member already, why not think about joining today? To be eligible to Join Enniscorthy Credit Union you must either Live, Work or Study in our Common Bond.

Owned by its Members

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest.

Serving its Members

When you save with the credit union you contribute to your credit unions loan fund – in effect by saving you are helping other members – members like you.

Run for People, not Profit

The Credit Union is an organisation run for people, not for profit.

No Fees

There are no account fees, maintenance costs or charges on personal credit union accounts. There are fees on our current account, but some members have fee concessions.

Free Services

We have a wide range of financial services available with a variety of discounts and free services for members.

Convenience

We are open 6 days a week in our main office for in-person & telephone service, including Saturday from 9-4pm. We also have 24/7 online banking, with our own app available.

What do I need to join Enniscorthy Credit Union?

If you meet the eligibility criteria, a member of our friendly staff will go through your application with you.

You need to present 3 separate forms of identification to join

  • Proof of ID
  • Proof of address
  • Your P.P.S. number on an official document – Please note, under law, we cannot accept the Public Services card as proof of PPSN.

A minimum of €5 is needed to open an account and keep it activated. A once off joining fee of €1 applies to all accounts. All members over 16 will have €0.95 deducted from their account annually, this is a member affiliation fee which is paid to the Irish League of Credit Unions.

Evidence of Identification (must show proof of date of birth & recent photo)

  • Current Valid Passport
  • Current Valid Photo Driving Licence
  • Current Valid National Identity Card
  • Age Card issued by An Garda Siochana with birth certificate

Birth Certificate (original) with parents ID (Under 16).

Proof of Address (must show address where you currently live and be dated within the last six months) i.e.

  • Official documentation issued by the Revenue Commissioners or Department of Protection
  • Local authority document, e.g., refuse collection bill, water charge bill, LPT.
  • Utility bill, e.g. telephone, electric, gas, cable, Irish Water, waste collection (including e-statements) (mobile phone bills are not acceptable as a proof of address document)
  • Original Account statement or correspondence from a Regulated Financial Institution operating in the Republic of Ireland, e.g. bank, credit union, building society, credit card company (including e-statements) (Revolut, N26)
  • Household or vehicle policy/certificate or correspondence regarding an active house/car insurance policy
  • Decision Letter from Student Universal Support Ireland (SUSI) or a letter referring to an existing grant.
  • Letter from The Residential Tenancies Board (RTB) confirming the registration of a property or tenancy agreement or in reference to a dispute investigation.
  • NDLS letter received with license (must be dated)
  • Enniscorthy Credit Union correspondence such as CJA remediation letters, Dormant account letters and Juvenile to Adult letters as these can only be received by post.
  • Any of the standard ID documents from list 1 above, i.e., drivers’ licence (which contains a current address and is not already being used to verify name and was issued within the last 6 months).
  • PDF versions of Bank Statements and Utility Bills which can be adequately identified as being from a legitimate source may also be accepted.

Please note – Parents address verification will suffice for children under 16.

  • Payslip
  • Pension Book
  • Employment Detail Summary / PAYE/USC Statement of Liability
  • European Health Insurance Card
  • Medical Card
  • Drugs Payment Scheme Card
  • GP Visit card
  • Correspondence from Revenue/Dept. of Social Protection

Please note: we cannot currently accept the Irish Public Service Card for any of the above.

To open a Joint Account, both parties must be present in our office and must each have 3 forms of ID (as before) with them.

Please make an appointment by calling 053 9233 835. If you are unsure about your documentation please call us and check beforehand.

How to apply

How To Apply


People who live, work or study in our common bond can join us online today. Alternatively, you can make an appointment to join in our office by calling 0539233835. Existing members can register to use our CU Online+ accounts service.

Online Banking Log In Register

For queries on junior accounts (under the age of 16), joint accounts, club accounts, or any other queries, please contact a member of our friendly staff who will be happy to help.

Contact Us
Top