Find out if you’re within our Common Bond

Common Bond

If you live, work, study or attend school in our Common Bond you are eligible to join Enniscorthy Credit Union.

Membership shall be limited to and consist of the signatories to the application to register the credit union and such other persons having the following common bond:

of residence or employment in the area comprising of the following Townlands:

Adamstown Curracloe Lady’s Island
Ardcavan Davidstown Marshalstown
Ardcolm Doonooney Mayglass
Artramon Drinagh Milltown
Aughwilliam Edermine Monagear
Ballindaggin Enniscorthy Rural Monamolin
Ballintlea Enniscorthy Urban Murrintown
Ballycarney Ferns Newbawn
Ballyhogue Ferrycarrig Newcastle
Ballyhuskard Ford Newtown
Ballymitty Forest Oulart
Ballymore Forth Oylegate
Ballymurn Garraun Lower Piercestown
Ballynagee Garraun Upper Raheenduff
Ballyvaldon Glenbrien Rathaspick
Bantry Commons Glenglass Rathduff
Blackstairs Coomons Grange Demesne Rathkyle
Blackwater Grange Lower Rathnure Lower
Bolaboy Grange Upper Rathnure Upper
Bree Horetown Rossard
Carrick Inch Rosslare
Castle Ellis Kellystown Shelmaliere Commons
Castle Talbot Kerlogue Slievebaun
Castleboro Kilbride Springmount
Castlebridge Kilcormick St Helens
Castledockrell Kilcowan Tacumshin
Clonard Little Kilgarvan Taghmon
Clongeen Killag Tagoat
Clonleigh Killann The Ballagh
Clonroche Killincooly The Harrow
Cloughbawn Killinick The Leap
Cooladine Killoughrum Tinnacross
Coolnagree Kilmallock Tombrack
Coolree Kilmuckridge Tomhaggard
Cools Kilpatrick Wells
Corrageen Kilscoran Whitechurch
Courtnacuddy Kiltealy Whiterock
Crossabeg Knockatober

and existing members from Bunclody as of 2nd December 1989.

If you do not see your area listed here, please contact us and we can check your address to see if you are eligible to join.

If you meet the eligibility criteria, a member of our friendly staff will go through your application with you.

You need to present 3 separate forms of identification to join

  • Proof of ID
  • Proof of address
  • Your P.P.S. number on an official document – Please note, under law, we cannot accept the Public Services card as proof of PPSN.

A minimum of €5 is needed to open an account and keep it activated. A once off joining fee of €1 applies to all accounts. All members over 16 will have €0.95 deducted from their account annually, this is a member affiliation fee which is paid to the Irish League of Credit Unions.

Evidence of Identification (must show proof of date of birth & recent photo)

  • Current Valid Passport
  • Current Valid Photo Driving Licence
  • Current Valid National Identity Card
  • Age Card issued by An Garda Siochana with birth certificate

Birth Certificate (original) with parents ID (Under 16).

Proof of Address (must show address where you currently live and be dated within the last six months) i.e.

  • Official documentation issued by the Revenue Commissioners or Department of Protection
  • Local authority document, e.g., refuse collection bill, water charge bill, LPT.
  • Utility bill, e.g. telephone, electric, gas, cable, Irish Water, waste collection (including e-statements) (mobile phone bills are not acceptable as a proof of address document)
  • Original Account statement or correspondence from a Regulated Financial Institution operating in the Republic of Ireland, e.g. bank, credit union, building society, credit card company (including e-statements) (Revolut, N26)
  • Household or vehicle policy/certificate or correspondence regarding an active house/car insurance policy
  • Decision Letter from Student Universal Support Ireland (SUSI) or a letter referring to an existing grant.
  • Letter from The Residential Tenancies Board (RTB) confirming the registration of a property or tenancy agreement or in reference to a dispute investigation.
  • NDLS letter received with license (must be dated)
  • Enniscorthy Credit Union correspondence such as CJA remediation letters, Dormant account letters and Juvenile to Adult letters as these can only be received by post.
  • Any of the standard ID documents from list 1 above, i.e., drivers’ licence (which contains a current address and is not already being used to verify name and was issued within the last 6 months).
  • PDF versions of Bank Statements and Utility Bills which can be adequately identified as being from a legitimate source may also be accepted.

Please note – Parents address verification will suffice for children under 16.

  • Payslip
  • Pension Book
  • Employment Detail Summary / PAYE/USC Statement of Liability
  • European Health Insurance Card
  • Medical Card
  • Drugs Payment Scheme Card
  • GP Visit card
  • Correspondence from Revenue/Dept. of Social Protection

Please note: we cannot currently accept the Irish Public Service Card for any of the above.

To open a Joint Account, both parties must be present in our office and must each have 3 forms of ID (as before) with them.

Please make an appointment by calling 053 9233 835. If you are unsure about your documentation please call us and check beforehand.

How to apply

How To Apply


People who live, work or study in our common bond can join us online today. Alternatively, you can make an appointment to join in our office by calling 0539233835. Existing members can register to use our CU Online+ accounts service.

Online Banking Log In Register

For queries on our Common Bond, please contact a member of our friendly staff who will be happy to help.

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