Think you have an old account with us?

If Your Account is Dormant

If you think you previously held a Enniscorthy Credit Union account or you are unsure about the status of an account, please check with us. You may have a dormant account which can be reactivated.

Under Rule 19 of the standard rules for Credit Unions (ROI) and in line with Government Legislation, regarding dormant accounts; dormant accounts are classified as any account which has no member generated transactions in the last 3 years.

When an account becomes dormant your shares remain in the Credit Union and continue to earn a dividend on an annual basis, however you will not be able to transact on your account until you reactivate it. Please be assured that your account will not be closed.

NB: To comply with the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010 to 2021,  Enniscorthy Credit Union is required to establish the identity and verify the permanent residential address of all its members. This information must be correct at all times.

Contact us and we can check the status of your account, accounts have to be reactivated in person, in any of our offices.

If you have a dormant account, you can:

To reactivate your account you must come to one of our offices and

  • Make a transaction (lodgement or withdrawal)
  • Provide valid Photo I.D. and Proof of address (dated within the last 6 months)
  • You might be asked for Proof of your PPS number

Only the account holder can reactivate an account.

If you have a dormant account that you no longer wish to hold you can close your account.

To do this you will need to call into your local branch with valid Photo I.D and proof of address (dated within the last 6 months) to withdraw your shares and close your account.

Only the account holder can close an account.

Opening Hours

Evidence of Identification (must show proof of date of birth & recent photo)

  • Current Valid Passport
  • Current Valid Photo Driving Licence
  • Current Valid National Identity Card
  • Age Card issued by An Garda Siochana with birth certificate.
  • Birth Certificate (original) with parents ID (Under 16).

Proof of Address (must show address where you currently live and be dated within the last six months) i.e.

  • Official documentation issued by the Revenue Commissioners or Department of Protection
  • Local authority document, e.g., refuse collection bill, water charge bill, LPT.
  • Utility bill, e.g. telephone, electric, gas, cable, Irish Water, waste collection (including e-statements) (mobile phone bills are not acceptable as a proof of address document)
  • Original Account statement or correspondence from a Regulated Financial Institution operating in the Republic of Ireland, e.g. bank, credit union, building society, credit card company (including e-statements) (Revolut, N26)
  • Household or vehicle policy/certificate or correspondence regarding an active house/car insurance policy
  • Decision Letter from Student Universal Support Ireland (SUSI) or a letter referring to an existing grant.
  • Letter from The Residential Tenancies Board (RTB) confirming the registration of a property or tenancy agreement or in reference to a dispute investigation.
  • NDLS letter received with license (must be dated)
  • Enniscorthy Credit Union correspondence such as CJA remediation letters, Dormant account letters and Juvenile to Adult letters as these can only be received by post.
  • Any of the standard ID documents from list 1 above, i.e., drivers’ licence (which contains a current address and is not already being used to verify name and was issued within the last 6 months).
  • PDF versions of Bank Statements and Utility Bills which can be adequately identified as being from a legitimate source may also be accepted.

Please note – Parents address verification will suffice for children under 16.

  • Payslip
  • Pension Book
  • Employment Detail Summary / PAYE/USC Statement of Liability
  • European Health Insurance Card
  • Medical Card
  • Drugs Payment Scheme Card
  • GP Visit card
  • Correspondence from Revenue/Dept. of Social Protection

Please note: we cannot currently accept the Irish Public Service Card for any of the above.

Become a Member

How To Apply


If you're not already a member, why not join us today and see how we can help you! To join online you must be over 16 years of age. Join us online today. Alternatively, you can make an appointment to join in-branch or call us.

Online Banking Log In Register

If you would like more information please contact Enniscorthy Credit Union today.

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